Tips for Maximizing Your Geico Insurance
Claim Settlement
Geico is one of many insurance companies you can file a claim with if you were involved in an accident. If you’re here because you need to file an insurance claim with Geico, you must understand that Geico’s goal is to pay you as little as possible.
In order to recover fair value for your accident or injury claim, it’s essential that you be equipped with a plan for combating the tactics that insurance companies like Geico use to pay you as little as possible. Read below to find out how you can stay protected.
Key Steps to Take after Your Accident
If you’ve recently been involved in a car accident, you are probably wondering what’s next in your auto insurance claim process. Whether you’re the passenger or the driver, we recommend that you:
Check for injuries, including those that may not show up until several days or weeks after the accident.
- Make sure you have a police report, even if the accident was minor (such as a fender bender).
- Notify your insurance agent right away, even if the accident was minor (such as a fender bender).
- Don’t sign any documents, especially legal documents, unless it’s for the police.
While your memory is still fresh, make notes about the accident, including the driving conditions at the time of the accident (such as the amount of traffic, weather conditions, potential witnesses, aggressive driving, etc.) and store them in a safe place.
- Don’t give your opinion about the accident to anyone but your lawyer; when asked for paperwork, provide it without discussion of the accident.
How to File a Claim with Geico
If Geico is your auto insurance company, you can file a claim in a variety of different ways. Chances are if you called your insurance agent at the time of your accident, they will have instructed you about how to get started with processing your claim.
However, if you haven’t spoken to your Geico agent yet or any other company representative but have your police report in hand, you can file a claim with Geico by email, phone, mobile app, or website. By filing a claim online, you can also check the status of your claim at any time or upload or view documents relevant to the claim process.
If you were involved in a car accident that wasn’t your fault and the at-fault driver’s insurance company is also Geico, it’s up to you or your auto insurance company to help you file a claim against them. This way, the other driver’s policy can help you pay for the cost of your property damage and sometimes your medical expenses. Because Texas is an at-fault state, you can file a claim with the other driver’s insurance company for any accident-related property damage and medical expenses.
Need Help Dealing with Geico?
Geicos’ goal is to pay you as little as possible. To maximize the value of your claim, you should speak to an expert accident lawyer who will represent your best interests, not Geico’s shareholders’.
When filing a claim with Geico, make sure you have the following:
- Your insurance policy number, or the name and insurance policy number of the at-fault driver
- A copy of the police report from the accident. If you don’t have it, you can call the police department and request a copy.
- Contact information for any passengers that were involved in the car accident.
- Documented evidence of all damages (pictures from your cell phone are OK)
- The contact information for a trusted repair shop, if you would like to request an independent estimate
- Details and documentation of any accident-related bodily injury, including your initial doctor or hospital visit, the results from that visit, and any other relevant information
How to Contact Geico’s Claim Department
Toll-Free Number: 1 (800) 207-7847
Hours: Toll-free number operational 24 hours a day, 7 days a week
Website: https://www.geico.com/
Twitter: @GEICO
Corporate Headquarters: 5260 Western Ave, Chevy Chase, MD 20815
This is why it can be detrimental if you wholly rely on Geico to handle your claim. Contact a top-rated Houston car accident lawyer to navigate your car accident claim.
What You Can Expect Dealing with Geico
While every Geico insurance agent, adjuster, and local branch is different, many of the processes used to streamline property damage and bodily injury claims at large companies will be identical.
With a focus on maximizing profit and using every tool at its disposal to investigate and often deny claims, large insurance companies like Geico will do everything they can to try to invalidate claims against them. This is why it can be especially helpful to have the best car accident lawyer on your side that knows how to deal with large insurance companies and anticipate roadblocks or delays they may put up.
When to Contact an Attorney?
For simple property damage claims stemming from minor accidents, we recommend that our clients follow the regular property damage claim process and use the tools that Geico offers to document their accident, file their claim, and get a second opinion from a trusted auto repair specialist to ensure they’re getting the value of the repair or the totaled vehicle.
In the case of bodily injury claims, we suggest speaking to and possibly hiring an accomplished personal injury lawyer to help you navigate the bodily injury claim process. Insurance companies like Geico have been built to protect their revenue at all costs and will use all of their available resources to investigate and find faults in your claim. The Houston car accident lawyers at Sutliff & Stout will do all that they can to get you the maximum compensation you deserve.
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