In Texas, drivers, homeowners, and business owners are required to carry insurance on their property. If you’re involved in an accident — whether it’s while driving a car, at work, or on another person’s property — you might be entitled to compensation. But first, you’ll need to file a claim against the negligent party’s insurance company.
Working with insurance companies isn’t easy. Insurance companies are skilled at negotiation and determined to protect their financial interest. If you or someone you love has been involved in an accident that resulted in a difficult insurance claim, you need a trusted attorney on your side. In Houston, the board-certified attorneys at Sutliff & Stout Injury and Accident Law Firm will provide you with competent legal representation that you can rely on.
What are Common Problems People Have with Insurance Companies?
The most common issue with insurance companies is that they will attempt to get you to settle for less than your claim is worth. Not long after you file your insurance claim, the insurance company will likely offer a settlement over the phone and tell you that you don’t need a lawyer. It’s in your best interest to reject these lowball settlement offers. You get one chance to get it right and once you settle you recovery will be forever capped.
Having confidence in your claim and understanding that there is someone fighting for you is essential for returning to life as it was before your claim. In and around Houston, the attorneys at Sutliff & Stout understand the tactics insurance companies use and will work tirelessly to win you the compensation you need to cover the cost of your injuries and recovery.
Understanding Insurance Company Tactics
In addition to attempting to get you to settle for a lowball offer, insurance companies have other tactics they use to save money. These are a few of the most common tactics insurers employ when you’re working to settle an accident claim:
- The insurance company claims you are responsible for your accident
- The insurance company asks you to give a statement about your accident
- The insurance adjuster questions the cost of your medical treatment
- The insurance adjuster questions the value of your claim
One thing you can do to protect yourself against insurance companies is to gather official documentation regarding your accident and injuries. This includes filing a police report after your accident and seeking medical attention. Documentation will help you when insurance companies suggest you’re responsible for the accident or that your injuries are not worth the amount you claim.
Insurance companies will do everything they can to protect their clients and save themselves money. If you’ve been in an accident that resulted in an injury of any kind, you should never agree to give a statement or accept a settlement without speaking to an attorney first.
Experienced Insurance Claim Attorneys in Houston
If you’ve been involved in an accident and are fighting the insurance company, you need us on your side. Don’t wait another day before you contact the legal team at Sutliff & Stout. Our team of board-certified attorneys is highly rated on Google, Avvo, Facebook, and Lawyers.com by previous clients. We believe that every person should be entitled to competent legal representation and will do everything in our power to provide that to you.
If you want a legal firm that will fight to win you full compensation for your losses, you’ve found it in Sutliff & Stout. Over the course of our careers, we have won millions of dollars in settlements. For a free case evaluation, call our office at 713-987-7111 or fill out our online contact form today. We are here for you.