How to File a Car Accident Claim with Amica Insurance

Filing a car accident claim with Amica Insurance is one of the first things you will likely do after a car accident. While it may seem like a routine step after the collision, there are a few things to consider before making the call. Because you don’t know how you might opt to proceed after filing the claim, especially if you were injured, what you do in these initial steps can matter down the road.

Working with a Texas car accident attorney can remove a lot of the uncertainty regarding whether what you say when filing your claim will make a difference later when you move forward with a compensation case.

What to Do in the Moments after a Car Accident

Call 911 or your local police department to report the crash right after a car accident. Turn your hazard lights on and, if possible, move your vehicle to safety. Do not leave the accident scene; simply attempt to get out of the flow of traffic if possible. You can exchange insurance and contact information with the other driver but do not discuss the details of the accident with them. Snap a few photos with your cell phone if possible.

Even if you don’t think you are injured, seek medical attention. Sometimes, the adrenaline running through your system at the time of the collision may prevent you from feeling the pain of an injury. It’s best to get checked out by a medical professional to be on the safe side.

Filing a Claim with Amica Insurance

Once you have determined that you are okay, the next step is calling Amica Insurance to file a claim. As a premier Texas car accident lawyer, Sutliff & Stout always recommends that you consult with a legal professional first to not accidentally accept fault in the accident when filing the claim. The next step is calling the company or reporting the claim online. Amica also has a mobile app through which you can note the details of the accident as well.

Should you opt to call, do not provide a recorded statement for the claim, or you may find that anything you say during the call will be used against you when you pursue compensation for your injuries. Focus only on the facts of the collision. Don’t apologize for the accident or muse about what you think may have caused the collision. Be straightforward and concise and save the rest for your conversation with a Texas car accident lawyer.

Moving Forward with a Case for Compensation

Filing a claim simply starts the process of Amica working to resolve the case from their perspective. Depending on who was at fault, they might pursue the other driver and their insurance company for the cost to repair your vehicle or address other costs. This is different from what you may opt to do next, especially if you were injured in any way during the collision.

Working with a reputable Texas car accident lawyer means that you may have more options to resolve this issue than you might have initially believed. Sutliff & Stout believes that you should not be financially responsible for the ramifications of a car accident. We will assess the situation and determine how to pursue compensation on your behalf so that you are not saddled with exorbitant medical bills from the accident.

However, this is one of the reasons to begin working with an attorney at the outset of this process. You don’t want to be in a situation where you inadvertently say something while filing a claim that might hurt your chances of getting compensation for your injuries should you opt to proceed with a case. We can advise you on making a statement to Amica Insurance when filing a claim so that you don’t accidentally assign yourself the blame or say anything else incriminating that might hurt your chances of being awarded damages in your case.

Work with a Texas Car Accident Lawyer to Start the Claim Process

As you consider beginning the process of filing a claim with Amica Insurance, start by working with a reliable Texas car accident lawyer on which you can rely. The claims process can be complex, fraught with administrative nuances that might not make sense to someone not familiar with the ins and outs of the insurance industry. At Sutliff & Stout, we are knowledgeable of this process and employ a team of legal professionals who have expertise in filing Amica claims and navigating the legal process at large.

Don’t trust someone untested with your attempt to get compensation for injuries you may have sustained in a car accident. Go with a team you know you can rely on to keep your best interests at the forefront. Start with a thorough case review today. Schedule a consultation by calling (713) 987-7111 or contact us online to learn more.